Typically if your car catches fire, you'd be able to make a claim under the comprehensive portion of your insurance. The insurance company may ask for a police or fire report if you involved any authorities and also they'll want to know if anyone got hurt or killed. They may try to find out the cause of the fire.
According to experts, car fires can be caused by fuel leakages, overheating, short circuits, and accidents, among other factors. .Wanjala adds, “Fuel leakage on the exhaust pipe can light up the car, especially in vehicles using petrol. When fuel leaks, a slight friction can also lead to fire.
Fire is one of them. If you park the car and it has an oil leak or gas leak or if an unprotected wire is near any of these parts, you may “run into trouble” even after you have parked your car. These are just a few examples of things that can get a car to catch fire when parked.
Generally the answer is no, you can't restore a badly burned car. In some cases it may be worth it, but most of the time it's very much not. When the car burns it distorts the sheetmetal, the paint blisters off and then the car usually gets powerhosed off, which further damages the metal through surface corrosion.
An engine that overheats and causes a car to catch on fire is an especially good example of how one problem can lead to another. A car's engine probably won't overheat enough to simply burst into flames all on its own. Generally, though, an overheating engine requires mechanical attention.